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FAQs

Let Beech Finance Solve Your Adverse Credit Problems

Finding the BEST secured loan, mortgage or re-mortgage deal can be very difficult and at times frustrating. At Beech Finance our aim is to make getting that UK loan as EASY As 123 !

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Can't get a loan because of an Adverse Credit rating?

Every lender will check your credit file to see if you have a history of an Adverse Credit before deciding to give you a loan, mortgage or credit card. Each one will have its own formula for calculating whether you are a good or Adverse Credit risk. It's not just money matters that they think about, either. While your record of repaying credit card bills and loan instalments on time are important, they also want to know about your way of life. High Street lenders have very tight rules on who they can lend to, so a history of frequent house moves or job changes will make them see you as an Adverse Credit risk. This is where Beech Finance can help. As specialist lenders, we are much more flexible and regularly lend to people with irregular employment patterns or who have move home often.

Getting a Secured Loan, Mortgage or Re-mortgage is as easy as 1-2-3!
If you have any kind of bad credit history such as missed mortgage payments, County Court Judgments (CCJs) or even just late payments on your credit cards, you may have difficulty getting a loan from the regular High Street banks. You’ll have no such trouble with Beech Finance. We specialise in providing secured loans to people with poor credit ratings and getting a quote from us couldn’t be simpler. Just tell us how much you want your loan to be for and a few details about yourself. We’ll provide you with a no-obligation quote.

Quick and Easy
With so many types of different options to take in the uk it is easy to get lost in all the jargon. Beech Finance's dedicated finance team simplifies things by searching through our panel of high street lenders to get you the best option for you. Plus we will give you a quick decision in principle.

Latest Fact Sheets Sound Familiar?
  • CCJs, IVAs or defaults?
  • Mortgage arrears?
  • Credit refused?
  • Change address frequently?
  • No borrowing history?
None of these need be a problem
with Beech Finance!



Beech Financial Management Ltd is authorised and regulated by the Financial Services Authority for Mortgages and General Insurance. The Financial Services Authority does not at present regulate Secured Loans. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Loans For:


Debt Consolidation

Auto Loan

Equity Release

Credit Repair


WE CAN HELP
Fill out this form for a quote.
Loan Type:
Type: Single Joint
Amount: £
How Long?:


Secured Loans Statutory Information
Typical 12.8% apr variable. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Mortgage & Re-mortgage Statutory Information
The overall cost for comparison is 7.9% variable. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

There will be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate that it will be £1950.