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Let Beech Finance Solve Your Bad Credit Problems

Finding the BEST secured loan, mortgage or re-mortgage deal can be very difficult and at times frustrating. At Beech Finance our aim is to make getting that UK loan as EASY As 123 !

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What is a Bad Credit rating?

As soon as you apply for credit, whether it's a personal loan, mortgage, or credit card, a credit file will be opened by one or more of the credit reference agencies in the UK. Every time you apply for more credit or suffer a Bad Credit mark by missing or being late making a debt repayment it will be added to your file. If a County Court Judgment (CCJ) is awarded against you, this will also go into your record. Why does this matter? Because lenders are expected to make sure they do not make a Bad Credit situation worse. Whenever you apply for a credit card, loan, hire purchase or a mortgage, the lender will check your credit record. They will then assess the risk of lending to you by counting up the points in your file. If they decide you are a Bad Credit risk they will not lend to you.

Getting a Secured Loan, Mortgage or Re-mortgage is as easy as 1-2-3!
If you have any kind of bad credit history such as missed mortgage payments, County Court Judgments (CCJs) or even just late payments on your credit cards, you may have difficulty getting a loan from the regular High Street banks. You’ll have no such trouble with Beech Finance. We specialise in providing secured loans to people with poor credit ratings and getting a quote from us couldn’t be simpler. Just tell us how much you want your loan to be for and a few details about yourself. We’ll provide you with a no-obligation quote.

Quick and Easy
With so many types of different options to take in the uk it is easy to get lost in all the jargon. Beech Finance's dedicated finance team simplifies things by searching through our panel of high street lenders to get you the best option for you. Plus we will give you a quick decision in principle.

Latest Fact Sheets Sound Familiar?
  • County Court Judgments?
  • Consolidation of your debts?
  • Bad credit history?
  • Change jobs often?
  • Just moved house?
None of these need be a problem
with Beech Finance!



Beech Financial Management Ltd is authorised and regulated by the Financial Services Authority for Mortgages and General Insurance. The Financial Services Authority does not at present regulate Secured Loans. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Loans For:


A New Car

Paying Bills

Credit Card Debt


WE CAN HELP
Fill out this form for a quote.
Loan Type:
Type: Single Joint
Amount: £
How Long?:


Secured Loans Statutory Information
Typical 12.8% apr variable. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Mortgage & Re-mortgage Statutory Information
The overall cost for comparison is 7.9% variable. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

There will be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate that it will be £1950.