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FAQs

Home Owner Loan from Beech Finance

Finding the BEST secured loan, mortgage or re-mortgage deal can be very difficult and at times frustrating. At Beech Finance our aim is to make getting that UK loan as EASY As 123 !

Click here to apply

Been refused a Home Owner Loan? Beech Finance can help!

Mainstream lenders have to be very conservative when granting Home Owner Loans and even a few small blemishes on your credit record can deny you a loan from them. Different lending companies, though, have different guidelines for Home Owner Loans and as independent brokers we are not tied to one lender with fixed rules. When you apply to us we will find the perfect deal from all lenders to make sure you get the best Home Owner Loan available no matter what your situation.

What to do if you have a Bad Debt rating

Unless your Bad Debt record is due to a factual error by a lender, or fraudulent credit applications by someone else in your name, you can't just get adverse records removed from your credit file. The only way to improve your credit rating is to build up a good record over time which outweighs the Bad Debt incidents from the past. This can take some time. Bad Debt entries remain in your file for six years but over time they are given less weight than more recent activity. We can help by consolidating your problem debts into a loan or remortgage which is easily affordable. This allows you to build up a good repayment record turning your Bad Debt record into a clean one.

Quick and Easy
With so many types of different options to take in the uk it is easy to get lost in all the jargon. Beech Finance's dedicated finance team simplifies things by searching through our panel of high street lenders to get you the best option for you. Plus we will give you a quick decision in principle.

Latest Fact Sheets Sound Familiar?
  • CCJs, IVAs or defaults?
  • Mortgage arrears?
  • Credit refused?
  • Change address frequently?
  • No borrowing history?
None of these need be a problem
with Beech Finance!



Beech Financial Management Ltd is authorised and regulated by the Financial Services Authority for Mortgages and General Insurance. The Financial Services Authority does not at present regulate Secured Loans. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Loans For:


A New Car

Paying Bills

Credit Card Debt


WE CAN HELP
Fill out this form for a quote.
Loan Type:
Type: Single Joint
Amount: £
How Long?:


Secured Loans Statutory Information
Typical 12.8% apr variable. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Mortgage & Re-mortgage Statutory Information
The overall cost for comparison is 7.9% variable. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

There will be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate that it will be £1950.
 
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